Personal Financial Planner
Savimap selects, reviews and compares for you the best personal financial planners available online for remote consultation by video call, phone or email. Free of charge and totally independent.
-
Leonardo Morre
🟢🟢🟢 Independent Financial Advisor with over 20 years of experience. ESG and SRI Expert.
-
Frank Mulcahy
🟢🟢"Best in class" expert deal with investing, retirement, financial planning, insurance, estate planning, accounting, tax, legal, debt and real-estate to achieve "best results "
-
Christopher Gething
🟢🟢 Christopher Gething is a financial advisor with over 15 years of experience based in NY City Area, with previous experience as a mechanical engineer.
-
Steven Worral
🟢🟢 Financial Advisor with over 20 years of experience and founder of Front Row Financial. Expert in financial planning, investment and retirement.
-
Leighann Miko
🟢🟢🟢 Financial Planner since 2007, Leighann Miko founded its firm in 2017 and she is also recognized in the LBGTQ+ community. A "woman with a plan!"
-
Amol Desai
🟢🟢🟢 Amol Desai is a CFP® and CFA: he grew-up in India and developped his +15 years of experience during prosperous and turbulent economic times. MBA from Rice University.
-
Colt Ryan
🟢🟢 Independent certified financial planner with 5+ years of experience. He helps people achieve their financial goals through informed financial assistance.
-
C. Justin Cutler
🟢🟢🟢 Business and estate planning attorney on a mission to provide clients with a unique and unparalleled customer experience at an affordable price.
-
Jason Mickool
🟢🟢🟢 Industry expert with 25 years of experience and recognized as a Top Financial Advisor. President of Florida Financial Advisors: a comprehensive financial planning and wealth management firm
-
Sheila P. Padden
🟢🟢 Over 40 years of experience, of which +25 as CPA and +10 as President of his company, offering fee-only financial planning for individuals and families
-
Patrick Bourbon
🟢🟢🟢 Fee-only independent Financial Advisor with 20+ years of experience. Your Personal CFO: Helping You Make Better Decisions - Save You Time - Less Conflicted Financial Advice (Peace of Mind)
What is a Personal Financial Planner exactly?
A personal financial planner is a professional who provides financial planning and advisory services to individuals, families, and companies. The first objective of a financial planner is to assist clients to achieve their financial goals and objectives by developing customized financial plans and investment strategies.
A financial planner typically begins by considering their client’s financial situation, which involves analyzing their income, expenses, assets, liabilities, and financial goals. While is not always the case, they may employ financial planning software and other tools to create a detailed financial analysis of their client’s current situation and determine their financial strengths and weaknesses.
Based on their analysis, the financial planner will create a customized financial plan that contains specific actions their client can take to achieve their financial goals. This plan may include recommendations for budgeting and saving, investing in various asset classes (actions, bonds, real estate, etc.), managing debt, and protecting against financial risks.
One of the key roles of a financial planner is to provide ongoing advice and support to their clients as they work towards their financial goals. This may involve monitoring their investments and making adjustments to their investment strategies based on changes in the market or their client’s financial situation. Additionally, a financial planner may work with their client to adjust their financial plan over time as their needs and goals change.
Another important role of financial planners is to assist their clients to navigate complex financial situations and make informed decisions about their finances. This may include providing guidance on tax planning, retirement planning, estate planning, and other financial matters.
Overall, a personal financial planner serves as a trusted advisor to their clients and works to help them achieve their financial goals and objectives over the long term. They provide objective, impartial advice and help their clients make educated decisions about their finances to improve their financial well-being and achieve financial security.
Selecting a Personal Financial Planner
Choosing a Personal Financial Planner is a crucial decision that will determine the outcome of your investment goals.
1.
2.
3.
For more information, visit our Tips section.
Savimap Excellence Score
Not only we select and compare personal financial planners for you. We also deeply and carefully review them.
Our editors and mystery customers periodically assess the personal financial planners you can find on Savimap. If and only they are excellent, they are given a Savimap Excellence Score which ranges from 1 to 3 green dots. Our evaluations are based on 6 criteria: quality of technical advice, clearness, range of expertise, availability, human touch and fees.
-
Advisors
-
Advisors
-
Advisors
How does Savimap work?
Search and compare Financial Planners
Profit of the Savimap extensive database of financial planners to find the ones who better fit your needs. We generally suggest to discuss with 3 to 5 in order to have different views and proposals.
Please note that on Savimap you can contact a maximum of 5 financial planners per month.
Get in touch
Once you have identified your preferred financial planners, click on "get in touch" : your contact information will be sent to the financial planner who will quickly get back to you. Some financial planners also offer you the possibility to directly book a Video call or to phone them directly.
Laura TANNEY
Advisor
Discuss with your Financial Planners
Financial Planners are independent from Savimap. You can freely discuss and agree on the fees applied, how and how often to discuss with your advisor. Some investors just need one call or one specific advice, while most investors ask for an initial check-up, then periodic calls to update their portfolio and investment choices. It is up to you!
Leave a review to help investors like you!
Thanks to Savimap, you have found the best financial planners to help you reach your investment goal. Great !
Don't hesitate to get back on our website if you need other advisors. And please help us with a review of our site. You can and also review each financial advisor by going on his personal page.
We’re here to all your questions
For more frequently asked questions and general information visit our Frequently Asked Questions section.
How much does a personal financial planner cost?
The cost mostly depends on each financial advisor (according to their experience and credentials), the kind of advice you’re looking for, and the country you live in. As a very generic idea, based on a survey we recently conducted, on average investment advisors charge 200$ (or the equivalent in other currencies), and the range is very wide: from as little as 20$ to more than 700$. Don’t hesitate to compare!
Here are the most common ways that investment advisors charge for their services:
Percentage-based fees: Numerous investment advisors charge fees based on a percentage of the assets under management (AUM), typically ranging from 0.5% to 2%. For example, if an advisor manages a portfolio of a customer worth $1 million and charges a fee of 1%, the client would pay $10,000 per year for the investment advisor.
Hourly fees: Some advisors charge by the hour for their services, with rates typically ranging from $100 to $500 per hour (or the equivalent in other currencies). This fee structure may be more appropriate for clients who need specific advice or guidance on a particular issue, rather than ongoing portfolio management.
Fixed fees: Some advisors may charge a fixed fee for a specific service, such as creating a financial plan or providing investment advice for a set period of time.
Commission-based fees: Some advisors may earn commissions on certain products or services they recommend, such as mutual funds or insurance products. This fee structure has become less common in recent years due to concerns about potential conflicts of interest.
Please note that the fees charged by investment advisors are typically negotiable, and may vary depending on the size of the portfolio and the specific services provided. It’s a good idea to discuss fees and fee structures with potential advisors upfront, so you have a clear understanding of the costs involved.
What is the difference between an investment advisor and a financial planner?
While investment advisors focus primarily on investment advice, financial planners provide a more comprehensive range of services to help clients achieve their financial goals.
The terms “investment advisor” and “financial planner” are often used interchangeably, but they refer to different types of professionals who provide different services.
Investment advisors generally provide more specific investment advice and guidance, while financial planners offer a more comprehensive range of services, including investment advice, financial planning, retirement planning, tax planning, estate planning, and risk management.
Many investment advisors are also financial planners.
Investment advisors who provide investment advice are generally regulated by more strict state securities regulators, while financial planners may be subject to oversight by a variety of organizations, depending on the specific services they provide.
Will a financial planner access my capital?
No, it is up to you to decide, you can delegate financial advisors to directly manage your capital, but it is generally advised not to do so. Most of the time, the best idea is to have your financial advisors give you only guidance. Then you are in charge of actually investing your money. This way, the financial advisor will suggest to you the best actions, but you will keep control of the final decisions, and you prevent most fraud risks.
Should I always consult independent financial advisors?
Once again, it is always up to you, but it is indeed considered a good idea to be advised by an independent investment advisor. The fee you pay will be more transparent, and they will be much more inclined to suggest to you the best products, and not the products they make them gain more commissions. However, financial advisors linked to specific financial institutions may be a good choice if you want or need to access a specific product or investment solution.
